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›› Home ›› Information ›› Faq's

Life Insurance

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What conditions apply to a policy loan?

A loan is given only if you have an ICICI Pru Save'n'Protect policy.

If your policy has a surrender value, you can apply for a policy loan upto 80% of the surrender value. This loan will carry an interest rate as decided by the company from time to time. The interest will be charged starting from the date of the loan. You can repay the interest and the loan at any time.

If the total outstanding amount owed to us under your policy exceeds the surrender value, your policy terminate immediately. The outstanding loan and interest will be deducted from the claim amount at the time of settlement.

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